Dealing with mortgage or rent arrears can be extremely distressing as the worst case scenario could be that you lose your home.
The first thing to do would be to contact your mortgage company or landlord and explain the situation and to see if there is a way of clearing the arrears by coming to an arrangement, if this is not possible we can review your financial situation and using debt management, reduce the payments going to your creditors to free up income to clear the arrears and maintain your mortgage or rent in the future.
In some cases we can contact your landlord or mortgage lender to make the offer of repayment to clear the arrears on your behalf.
If you are struggling with Council rent arrears, you can make an offer of repayment by contacting them directly by calling Manchester Housing at ‘Housing on-call’ on 0161 953 2525 and ask to speak to a Housing Officer, or Make an offer online .
It is nearly always possible to make an arrangement to stay in your home but you must talk to Manchester Housing.
If you are struggling with rent or mortgage arrears and you cannot resolve the situation with your lender or landlord, give us a call and have a chat with a debt advisor today.
