Giving debt advice to our clients in and around Manchester for fourteen years.
If you are finding it hard to make monthly repayments to your creditors or struggling to maintain payments to your essentials such as mortgage or rent, council tax, secured loans, utility bills, food etc, using a debt solution such as Debt Management or an Individual Voluntary Arrangement can put you back in control of your finances, helping you keep all of your essential monthly bills up to date.
Manchester and it's surrounding areas have been hit hard through the recession with an increasing number of businesses closing and people losing their jobs, forcing more and more in the Manchester area into debt. If you have found yourself in this situation and don't know what the options are, give us a call. Using our years of experience we will be able to give you debt advice specific to your situation.
Being in debt in the Manchester areas does not mean that you have to struggle, we have helped many thousands of people over the years get back in control of their finances. We can help if you are employed or unemployed, a pensioner or student, married or single. We can help if you are mortgaged or renting a property, there are no restrictions on who we can give debt advice to.
Getting the best debt advice is essential in finding out what your options are and finding a solution that is right for you.
Debt Management
Reduce your creditor payments down to one affordable monthly payment. Quick and easy application.
What our clients say
Read what our clients say about our debt advice and services in and around Manchester..
IVA
Pay off your debts over a period of 60 months with an Individual Voluntary Arrangement.
Questions and Answers
Answers to your questions regarding our debt solutions and how debt management can affect you.
Bankruptcy
Bankruptcy can write off your debt over a twelve month period, this should be used as a last resort.
Our Mission Statement
Read our commitment to our clients, we take our role in giving debt advice extremely seriously.
Council Tax Arrears

Getting good advice about council tax arrears is essential. We regularly deal with councils, bailiffs and County Court action on behalf of our clients, getting arrangements in place and making sure that a bad situation doesn't get any worse.
>read moreMortgage/Rent Arrears

Mortgage or rent arrears are some of the most stressful types of debt to deal with as the loss of your home is the primary concern. It is essential that you make payments to these before payments to your creditors as keeping your home is essential.
>read moreBailiffs

We have been making offers of repayment and liaising with bailiffs in and around Manchester for many years. Just because a debt has gone to the bailiffs, it doesn't mean that nothing can be done or you no longer have any rights.
>read morePay Day Loans

Payday loans, express loans or speed loans, as they have become known as can be extremely helpful when money is needed at a moments notice, but they can spiral out of control if you cannot afford to repay them. We can help with these types of debt.
>read more